Consumer demand for mortgages in the United States has skyrocketed, due to a surge in home buying during the COVID-19 pandemic and as a result of low interest rates that have made refinancing attractive over the past two years.
The latest mortgage finance analyses forecasts the 30-year fixed-rate in the first quarter of 2022 and across the year, the Mortgage Bankers Association predicts 3.3% and 4.0%, respectively, while Fannie Mae predicts 3.2% and 3.3%, respectively.
Bank of England (BOE) Mortgage is dedicated to working with clients to help find the right home loan, or refinancing option. BOE loan specialists and clients work together to identify the loan that best fits their needs and lifestyle while offering one of the most comprehensive selections of mortgage and refinance options on the market.
BOE’s goal to exceed the expectations of their clients is seen through the combination of their excellent staff, superior operations, and devotion to customer service. This is a claim all members of the BOE Southern State Group hold to … “We will not stop until we have exceeded our clients’ expectations and look forward to the opportunity.”
“I believe what sets us apart is our commitment to education and staying on top of the latest trends in the mortgage industry. Working with our Certified Mortgage Advisors ™ and Veteran Mortgage Advisors™ will ensure thateach client is heard and placed in the right mortgage vehicle that fits their specific needs,” Matthew Laird,branch manager.
Because BOE knows the Magic City, they are able to provide a well-rounded review of a loan application. They do not just make decisions through an impersonal automated underwriting system, instead, BOE collects and analyzes more information on the borrower in order to make a better decision. One that saves both time and money.
Located in Hoover at 3535 Grandview Parkway, Suite 345, BOE delivers outstanding products and the best service in the industry with the reputation of being ahead of the competition in the eyes of the borrower. For example, BOE provides competitive rates, and the most knowledgeable, professional loan officers in the industry. This leads to qualifying more borrowers, identifying their needs, and ensuring that each person buys the loan that is right for them and their family.
For more information, contact BOE Mortgage at 205-807-1877 or visit boemagiccity.com.
